H. Singh & Associates (HSA) is widely recognised among leading banking and finance law firms in India, offering sophisticated legal advice across the full spectrum of banking, finance, and financial regulatory matters. With over 22 years of experience, our Banking & Finance practice serves domestic and international banks, financial institutions, NBFCs, and large Indian conglomerates, delivering legally robust and commercially sound solutions.
Our lawyers are consistently trusted as banking lawyers in India, advising on complex financing structures, regulatory compliance, restructuring, enforcement, and recovery proceedings. With a strong presence in Kolkata and Delhi, HSA is frequently engaged by institutions seeking experienced banking and finance law firms in Delhi as well as established banking lawyers Kolkata and finance law firms in Kolkata.
Premier Banking & Financial Legal Advisory
HSA is recognised as preferred lenders’ counsel to several domestic and international banks and financial institutions. We also act for major Indian corporates and business groups on the borrowing side, positioning ourselves as a balanced and trusted advisor within India’s financial ecosystem.
Our practice is built on deep regulatory insight, transaction execution capability, and enforcement strength, enabling us to deliver structured finance legal advisory and banking regulation legal services aligned with evolving market and regulatory frameworks.
Securitisation & Structured Finance
HSA is considered a pioneer in securitisation work in India, and this remains a defining pillar of our Banking & Finance practice. Our team regularly advises lenders and financial institutions on:
-
Securitisation of mortgage loans, vehicle finance, corporate loans, personal loans, hire purchase, and lease receivables
-
Structuring and documentation of complex securitisation transactions
-
Regulatory and compliance aspects under applicable banking and financial laws
Our longstanding experience places us among the most trusted securitisation lawyers India and recognised banking and finance law firms in India for structured credit and capital market-linked finance transactions.
Debt Restructuring & Financial Stress Advisory
We advise banks and financial institutions on complex debt restructuring mandates, including:
-
Restructuring under joint lender forums
-
Corporate Debt Restructuring (CDR) mechanisms
-
Court-approved schemes of arrangement
-
Negotiated settlements with borrowers and stakeholders
Our lawyers are regularly instructed as debt restructuring lawyers India, assisting clients through financial stress situations with a clear focus on risk mitigation, recovery, and regulatory compliance.
Bankruptcy, Recovery & Security Enforcement
HSA has extensive experience in bankruptcy and recovery proceedings, advising on both contentious and non-contentious enforcement actions. Our work includes:
-
Security creation and enforcement
-
Recovery proceedings before courts and tribunals
-
Advisory on insolvency-related risks and remedies
-
Strategic coordination with litigation and disputes teams
This integrated capability allows HSA to deliver end-to-end solutions, combining finance advisory with enforcement strength—an essential expectation from leading banking and finance law firms in Delhi and Kolkata law firms serving financial institutions.
Derivatives & Banking Litigation Advisory
Our Banking & Finance practice also advises on derivatives products, including litigation relating to enforceability challenges under Indian law. We assist clients in:
-
Structuring derivative transactions
-
Regulatory compliance and documentation
-
Litigation and dispute resolution involving derivative instruments
Our lawyers bring combined experience as banking finance lawyers and commercial litigators, ensuring holistic advice on complex financial products.
Why HSA is a Trusted Banking & Finance Law Firm
-
Recognised among leading banking and finance law firms in India
-
Strong presence in both Delhi and Kolkata, advising banks nationwide
-
Widely trusted banking lawyers in India with regulatory depth
-
Pioneer status in securitisation and structured finance
-
Preferred lenders’ counsel to banks and financial institutions
-
Integrated advisory across financing, restructuring, and recovery
Our lawyers work closely with financial institutions, in-house legal teams, and industry bodies, including engagement with the broader banking and financial services law association ecosystem, ensuring our advice remains commercially relevant and regulator-ready.
Trusted Advisors to the Financial Sector
HSA delivers high-quality financial and legal services to banks, NBFCs, and corporates navigating India’s complex financial and regulatory landscape. Whether advising on structured finance, securitisation, debt restructuring, or recovery proceedings, our Banking & Finance team provides clarity, confidence, and strategic execution.
With a strong institutional practice spanning Delhi and Kolkata, HSA continues to be a preferred choice for clients seeking experienced banking lawyers Kolkata, banking and finance law firms in Delhi, and nationally respected banking and finance law firms in India.
For legal assistance please contact us